It's not that your wrong (you are), but that budgeting will give you a fuller picture and help you align your spending with your values.
Paying too much for school? If cutting on those sandwiches means you can suddenly afford the school, would you choose to cut the school just because it's a clear, known large expense?
Earlier in my career I always wondered why people earning a lot more than me would not get lunch from outside or the cafeteria but would spend a lot of effort cooking and prepping the food for their work. Now I fully understand where they're coming from.
The little things do add up.
The point of my comment was that I too believed as you did. Always easy to believe things until you track your spending and see the actual numbers.
It's also how I know getting an 8 year old car without too many miles is the way to go.
Paying too much for school? If cutting on those sandwiches means you can suddenly afford the school, would you choose to cut the school just because it's a clear, known large expense?
Earlier in my career I always wondered why people earning a lot more than me would not get lunch from outside or the cafeteria but would spend a lot of effort cooking and prepping the food for their work. Now I fully understand where they're coming from.
The little things do add up.
The point of my comment was that I too believed as you did. Always easy to believe things until you track your spending and see the actual numbers.
It's also how I know getting an 8 year old car without too many miles is the way to go.