"huge flashing red light saying that they're either dangerously naive or they really don't understand why banking works as it does - or a combination of the both."
1- "Dwolla.com is tested and certified daily to pass the McAfee® SECURE Security Scan. McAfee® SECURE is the world‘s leading provider of website security services and probes Dwolla.com daily for known vulnerabilities. To help address concerns about possible hacker access to your confidential data, and the safety of visiting this site, the "live" McAfee® SECURE mark appears only when this site passes the daily McAfee® SECURE tests."
2 - "Dwolla's data processing technologies are professionally hosted by a company that specializes in hosting solutions. All information provided to Dwolla is encrypted and securely stored to ensure the confidentiality and integrity of our customer’s transactions and Dwolla’s intellectual property.
The hosting provider also enables Dwolla’s solution to be highly available. We have worked with the hosting provider to build in redundancy in our primary data center, and a secondary data center as needed for disasters"
There you have it. 100% hosting uptime and absolute security. Because the security provider is best of breed and "Dwolla's data processing technologies are professionally hosted by a company that specializes in hosting solutions", as opposed to, say, Walmart.
They are hosted by Ongoing Operations, a company that specializes in building out big offsite backup call centers for Fortune 500s to use during natural disasters. They started doing the same thing for datacenters too, with mixed results.
I'll take the "combo".
To wit, from their support center:
http://help.dwolla.com/customer/portal/articles/86685-securi...
1- "Dwolla.com is tested and certified daily to pass the McAfee® SECURE Security Scan. McAfee® SECURE is the world‘s leading provider of website security services and probes Dwolla.com daily for known vulnerabilities. To help address concerns about possible hacker access to your confidential data, and the safety of visiting this site, the "live" McAfee® SECURE mark appears only when this site passes the daily McAfee® SECURE tests."
2 - "Dwolla's data processing technologies are professionally hosted by a company that specializes in hosting solutions. All information provided to Dwolla is encrypted and securely stored to ensure the confidentiality and integrity of our customer’s transactions and Dwolla’s intellectual property.
The hosting provider also enables Dwolla’s solution to be highly available. We have worked with the hosting provider to build in redundancy in our primary data center, and a secondary data center as needed for disasters"
There you have it. 100% hosting uptime and absolute security. Because the security provider is best of breed and "Dwolla's data processing technologies are professionally hosted by a company that specializes in hosting solutions", as opposed to, say, Walmart.