That is the thing that it took me a while to understand once arriving in US from Europe. In Europe I did not care the least if someone managed to hack my credit card. The bank is liable. The bank is responsible to make as secure as possible. That is probably why we had credit card with chip & pin since the 80's. Banks had incentive to reduce the fraud as they could not easily pass it to the customers.
But when I arrived here in US, I heard all those horror stories with fraudulent charges (and it happened to me too) and why I should take it seriously. And why I should protect my CC details ?!? (like my US social security number... but that is for another thread :)
Coming from a country where CC used chip & pin for more than 30 years, and only have US embracing it (but only half-way) in recent years, is bizarre.
Coming from a country where your address and social security number are basically publicly-available information (so of course neither are used for anything sensitive), it took me some time to understand the fuss Americans tend to make about SSNs...
Yes, when I arrived my coworker gave me an orientation and highly suggest buy a paper shredder ?!? Why? I have never had a paper shredder before. I saw some at the lab I was working in Europe, but it made sense there (pre-2000 we use to print listing a lot).
Yes, Social Security number is another oddness, with the credit score too :)
